NMLS# 218414
Home Loans Made Easy:
See What Alternative Mortgage Options You Qualify For?
Ideal for self-employed who don't have or can't qualify based on tax returns
Perfect for those with low credit or need low down-payment options
Plus we'll add a free appraisal when you work with us ($750 value)
Our PRomise to you
You Deserve a Seamless Mortgage Experience
Embarking on the mortgage process can often feel overwhelming, fraught with uncertainties and complexities. At Drexel Mortgage, we understand the anxieties that come with securing a mortgage—whether it's the fear of hidden fees, the dread of bureaucratic red tape, or the uncertainty of finding a loan that truly fits your needs. By choosing us, you sidestep these pain points, embracing a journey marked by clarity, simplicity, and unwavering support. Imagine a process where every step is transparent, every question is answered with compassion, and every decision is made with your best interest at heart. That's the transformation we promise at Drexel Mortgage, turning your dream of homeownership into a reality with ease and confidence.
We're Not
Your Typical Mortgage Company
Personalized Solutions
Every financial scenario is unique, and so should be your mortgage solution. We tailor our services to fit your specific needs, ensuring you get a mortgage that complements your financial situation perfectly.
Transparency
With us, what you see is what you get. We eliminate surprises by ensuring you're informed every step of the way. No hidden fees, no last-minute changes.
Fast Pre-Approvals
Time is of the essence in your home buying journey. Our streamlined pre-approval process is designed to verify your financial standing swiftly, putting you in a strong position to make an offer.
Our Services
Mortgages
Our mortgage services are designed to cater to a wide array of needs, ensuring that every client finds the perfect fit for their financial situation. From Stated Income Loans for those with non-traditional income sources to Mortgage Pre-Approval that sets you up for a successful home buying journey, we cover all bases. We're particularly adept at assisting First Time Buyers navigate the complexities of their first home purchase, offering guidance and support every step of the way. Our services also extend to Mortgage Refinancing for those looking to improve their current mortgage terms, among other specialized options. Whether you're self-employed, new to the United States, or looking into Debt Consolidation or Home Renovations, we have the expertise to support your goals.
Loans
We offer a comprehensive range of loan services to accommodate various property types and financial objectives. Our offerings include popular options like Conventional Mortgage Loans, which are ideal for borrowers with strong credit histories and a down payment; Adjustable-Rate Mortgages (ARM), perfect for those looking for lower initial rates; and FHA Home Loans, designed to help buyers with lower credit scores and down payments. We also specialize in Stated Income Loans for clients seeking flexibility without traditional income verification. This is just a glimpse of our extensive portfolio, which also covers Jumbo Home Loans, VA Home Loans, and more, tailored to meet the diverse needs of our clients.
Stated Income Loans
For individuals who may not meet the strict criteria of traditional mortgages, our Stated Income Loans offer a flexible alternative. These loans are a boon for the self-employed, investors, and those with irregular income streams, requiring no income verification or tax returns. They are suitable for a variety of property types, including single-family homes and investment properties, providing a straightforward path to financing with terms that respect your unique financial landscape.
First Time Buyers
Stepping into the world of homeownership is a monumental life event, and Drexel Mortgage is here to ensure that your first experience is as positive and fulfilling as possible. We understand the challenges and complexities that come with your first mortgage, which is why we offer specialized support for First Time Buyers. With options for low down payments and flexible credit requirements, we're committed to making your dream of homeownership a reality, guiding you through every step of the process with clarity and confidence.
DREXEL MORTGAGE
Meet Your
Mortgage Experts
Drexel Mortgage is your trusted partner in the mortgage industry, dedicated to guiding clients through their home financing journey with expertise and care. Serving Richmond Hill and beyond, we offer a broad spectrum of mortgage services, from pre-approvals and first-time home purchases to refinancing and investment properties. Our team of experts is committed to providing personalized solutions, ensuring that each client receives the guidance they need to make informed decisions. With Drexel Mortgage, you're not just getting a loan; you're gaining a partner who is invested in your success.
TEstimonialS
What Our Clients are Saying...
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Find the Perfect Mortgage Solution for You
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Lending Made Easy
At Drexel Mortgage, we're not just a mortgage company; we're your ally in turning the dream of homeownership into reality. Our comprehensive range of services, from swift mortgage pre-approvals to refinancing options and tailor-made loans for the self-employed and first-time homebuyers, is designed to seamlessly align with your unique path to owning a home. We understand the maze of securing the right mortgage, with its potential for confusion and stress. That's why our approach is centered on transparency, simplicity, and unwavering support. When you choose Drexel Mortgage, you're not just securing financing; you're embarking on a journey toward your dream home and financial stability, backed by a team that's as committed to your success as you are. Let us simplify your path to homeownership, ensuring your experience is filled with confidence, clarity, and peace of mind.
Frequently Asked Questions
How does the mortgage pre-approval process work at Drexel Mortgage?
At Drexel Mortgage, our pre-approval process is designed to be quick and straightforward. We start by reviewing your financial information, including your income, assets, and credit history, to determine how much you can afford to borrow. This step not only gives you a clear idea of your budget but also strengthens your position when making an offer on a home. Our team is here to guide you through every step, ensuring you understand the process and feel confident moving forward.
Can I get a mortgage if I'm self-employed?
Absolutely! Drexel Mortgage specializes in creating mortgage solutions for self-employed individuals. We understand that traditional income verification methods don't always reflect the true earning potential of self-employed borrowers. That's why we offer loans that consider your unique financial situation, using alternative documentation to verify income. Our goal is to make homeownership accessible to everyone, regardless of how you earn your income.
What options do I have for refinancing my mortgage with Drexel Mortgage?
Drexel Mortgage offers a variety of refinancing options to meet different needs. Whether you're looking to lower your monthly payments, shorten your loan term, or tap into your home equity for large expenses, we have solutions. Our team will work with you to assess your current financial situation and goals, helping you choose the best refinancing path to save money and achieve your objectives.
What makes Drexel Mortgage different from other mortgage lenders?
What sets Drexel Mortgage apart is our commitment to making lending easy. We prioritize clear communication, personalized service, and support throughout your entire mortgage journey. Our team values your success and works tirelessly to find the best mortgage solution for you, ensuring a smooth and stress-free experience. With Drexel Mortgage, you're not just getting a loan; you're gaining a dedicated partner in your journey to homeownership.
Terry Gangaram - MLO#212219
Mortgage Broker - NMLS# 218414
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